The Average Credit Score

A Credit Score is a number between 0 – 1200, that a credit agency calculates on our behalf and provides to potential lenders. The idea is to display numerically our propensity to repay a loan, so the higher your score, the better your creditworthiness.

These days’ financial scams have become commonplace. Our online lifestyles have given determined criminals access to just about all of our information. And as much as we are promised watertight digital security from service providers, there seems to be a continuous stream of news stories detailing stolen personal information.

Loyalty cards have been around a long time. And like everyone else I religiously, swipe my card at the register in the pursuit of “something for nothing”.

Being somewhat of a ‘student’ of market behavior, I have been particularly interested in the analysis of assorted media experts about the continued record highs being enjoyed by the US share market.

Over the last few months, YouTube has been abuzz with predictions for the end of the world. In fact, according to the conspiracy theorists, the 24th of September was going to be the very last day of the calendar, ever! Apparently, a biblical prediction had detailed the arrival of a mysterious “Planet X” whose sudden close proximity to Earth was about to lead to our total destruction! Needless to say, it didn’t.